Disclaimer

General information only

Everything on RedAndWhiteMagz.com, including news, analysis, explainers and guides about business, markets, finance, crypto, tech innovation and lifestyle, is published for general information and education. It reflects our research and editorial judgment at the time of writing. It is not tailored to your situation, your finances or your goals.

Not financial, investment, tax or legal advice

Nothing on RedAndWhiteMagz.com is financial, investment, tax, accounting or legal advice, and nothing on the site is a recommendation or offer to buy, sell or hold any security, cryptocurrency or other asset.

• Investing. When we discuss stocks, funds, bonds, crypto or other assets, we are explaining how they work and what is happening in the market, not telling you what to do with your money.
• Personal finance. Articles about saving, borrowing, credit, retirement or budgeting describe general principles. The right choice for you depends on your full financial picture.
• Tax. Tax rules are complex, change often and differ by country and state. Check how they apply to you with a qualified tax professional.
• Legal and regulatory matters. When we discuss laws, regulations or contracts, we are not giving legal advice. Speak to a qualified lawyer about your situation.
• Business decisions. Coverage of corporate strategy, management and operations is general commentary, not professional consulting advice.

Before you make a financial, investment, tax or legal decision, consider speaking to a qualified, licensed professional who can look at your circumstances.

No adviser or broker relationship

RedAndWhiteMagz.com is a publication. It is not a registered investment adviser, broker-dealer, financial planner, tax adviser or law firm. Reading our content, or contacting us, does not create an adviser, broker, fiduciary or client relationship of any kind. We do not manage money, execute trades or hold assets for anyone.

Investment risk and past performance

All investing involves risk, including the possible loss of the money you invest.

• The value of investments can go down as well as up, and you may get back less than you put in.
• Past performance is not a reliable indicator of future results.
• Forecasts, projections and estimates, including those we report from other sources, may turn out to be wrong.
• Hypothetical examples on our site use illustrative numbers. They are not predictions and do not reflect the results of any real investment.

For plain-English guidance on investing and how to check a financial professional, see the SEC’s investor education site, Investor.gov.

Crypto and digital asset risk

Crypto assets carry particular risks that you should understand before you buy, hold or trade them.

• Extreme volatility. Prices can rise or fall sharply in a short time.
• Total loss. A crypto asset can lose most or all of its value, and some projects fail entirely.
• Scams and fraud. Crypto is a common target for scams, including fake investment schemes, impersonation and phishing. Be wary of guaranteed returns or pressure to act fast, and never share a wallet recovery phrase or private key.
• Limited protections. Crypto holdings are often not covered by the protections that apply to bank deposits or traditional investment accounts. Lost or stolen assets may not be recoverable.
• Regulation varies. Rules for crypto differ from country to country and change often. Some activities may be restricted or unlawful where you live.

Our crypto coverage is for information only. It is not an endorsement of any token, project, exchange or platform.

Accuracy and timeliness

We work to get things right, check facts against primary sources and correct mistakes openly. Even so, business and financial information changes quickly:

• Market prices, interest rates and exchange rates can change within minutes.
• Company results, economic data and official statistics are often revised after they are first published.
• Tax rules, regulations and limits can change, and they differ between countries and states.

Our content may not reflect the latest developments when you read it, and prices or figures we quote may be delayed. Always confirm current details with the original source or a qualified professional before you act. If you spot an error on our site, please tell us through our contact page. Our Editorial Policy explains how we handle corrections.

External links

We link to other websites, such as companies, regulators, central banks, data providers and research sources, so you can check facts for yourself. We do not control those sites and are not responsible for their content, accuracy, availability, security or privacy practices. A link is not an endorsement of everything on that site, and any agreement you enter into with another company is between you and that company.

Advertising

RedAndWhiteMagz.com may display ads to help keep the site free. Ads may be served by third-party ad networks, which choose which ads appear, sometimes using cookies. Our Cookie Policy explains how that works.

• Ads are kept separate from editorial content and are not written by our editors.
• Showing an ad does not mean we endorse the company, service or financial product in it.
• Advertisers have no influence over our coverage or analysis.
• If we ever publish sponsored content paid for by a company, it will be clearly labeled as sponsored.

Affiliate disclosure

Some links on RedAndWhiteMagz.com may be affiliate links. If you click one and sign up for a service or buy something, the company may pay us a commission. This does not add to the price you pay, and it helps keep the site free to read.

What this means in practice:

• Commissions do not decide what we write. Our coverage is based on research, as explained in our Editorial Policy and on our How We Research page.
• Companies cannot pay for placement. No company can pay to be covered, mentioned favorably or ranked higher in our articles.
• Affiliate partners get no say over what we write. Our conclusions are the same whether or not a link earns us money.
• We tell you on the article. When an article includes affiliate links, we aim to say so on that article, not only on this page.

We aim to follow the spirit of the US Federal Trade Commission’s guidance on endorsements, which asks publishers to disclose material connections clearly. You can read the FTC’s plain-English overview in FTC’s Endorsement Guides: What People Are Asking.

Trademarks

Company names, brand names, logos and trademarks mentioned on RedAndWhiteMagz.com belong to their owners. Unless we say otherwise, we are not affiliated with, sponsored by or endorsed by those companies.

Use at your own risk

You are responsible for how you use the information on this site, including any financial, investment or business decision you make. To the fullest extent the law allows, we are not liable for any loss or damage, including investment or trading losses, that results from relying on it. For the full terms, see our Terms & Conditions.

Questions

If you have a question about this disclaimer, our affiliate links or advertising, please get in touch through our contact page or email hello@redandwhitemagze.com.