Editorial Policy

Our mission

RedAndWhiteMagz.com is a digital publication focused on business. We cover corporate strategy, market trends, corporate and personal finance, crypto and fintech, tech innovation and the way work and culture are changing. Our job is to help readers understand what is happening in business and the economy, and why it matters. We serve readers, not companies, advertisers or investors.

Articles are written and edited by the RedAndWhiteMagz.com editorial team.

Editorial independence

Our editors decide what we cover and what we say about it.

• Companies, advertisers and affiliate partners have no say over our coverage, conclusions or analysis.
• We do not accept payment for coverage. No company can pay to be written about, to be written about favorably or to be left out.
• We do not send articles to companies for approval before we publish. We may contact a company to check a fact or ask for comment.
• Commercial arrangements, such as ads and affiliate programs, are kept separate from editorial decisions.

Sponsored content and advertising

We may show ads and use affiliate links to keep RedAndWhiteMagz.com free to read. Our Disclaimer explains how these work.

If we ever publish sponsored content, meaning content a company has paid for, it will be clearly labeled as sponsored at the top of the page so it cannot be mistaken for our independent journalism. Sponsored content is kept separate from our reporting and analysis, and sponsors cannot buy favorable coverage, a mention in an article or a change to anything we have published.

Sourcing hierarchy

We build our reporting on primary sources wherever we can, and we prefer them in roughly this order:

1. Company filings and official disclosures, such as annual and quarterly reports, earnings releases, investor presentations and statements filed with regulators
2. Regulators and official investor resources, such as the US Securities and Exchange Commission (SEC) and its investor education site, Investor.gov
3. Central banks, such as the Federal Reserve, for interest rates, monetary policy and financial stability data
4. Government statistics, such as the US Bureau of Labor Statistics (BLS) for jobs, wages and inflation
5. International bodies, such as the International Monetary Fund (IMF) and the Organisation for Economic Co-operation and Development (OECD), for global and cross-country data
6. Peer-reviewed research and working papers from established universities and research institutions
7. Reputable business journals and news organizations, which we credit and link to when we rely on their reporting

Interviews and on-the-record statements can add context, but we check claims made in them against the sources above. We do not present rumors, leaks or social media posts as facts. If an unconfirmed claim is newsworthy enough to report, we say that it is unconfirmed, explain where it came from and tell you how reliable we think it is. Our How We Research page explains our methods in more detail.

Fact-checking

We check facts such as figures, dates, names, titles, rates and quotes before we publish, and again when we update an article. Numbers are checked against the original source, not a summary of it. When a figure is an estimate, a forecast or preliminary data that may be revised, we say so.

Facts, analysis and opinion

We keep reporting, analysis and opinion separate so you always know what you are reading.

• Facts are things we can verify and source, such as what a company reported or what a regulator announced.
• Analysis explains what the facts may mean. It is based on evidence, and we show our reasoning so you can judge it for yourself.
• Opinion is a clearly labeled point of view. We do not present opinion as fact.

Hypothetical examples

Some articles use worked examples to explain how something works, such as how compound interest builds over time or how a change in rates affects a loan. These examples are clearly labeled as hypothetical. They use illustrative numbers, are not predictions and are not a recommendation to buy, sell or hold anything.

Conflicts of interest

We avoid conflicts of interest where we can, and disclose the ones we cannot avoid.

• Team members must tell an editor about any financial interest, job or close personal relationship connected to a company, asset or topic they cover. Depending on the situation, we either give the article to someone else or disclose the connection in the article.
• Team members who write or edit coverage of a specific stock, cryptocurrency or other asset may not trade it on a short-term basis around that coverage. Where a team member holds a position in an asset they write about, the holding must be disclosed to an editor, and disclosed to readers where it is relevant.
• We do not accept payment, gifts or favors in exchange for coverage.
• We do not accept free tokens, airdrops or other assets from crypto projects in connection with our coverage.
• If a company pays for travel or accommodation connected to our coverage, we say so in the article.

Use of AI tools

We may use AI tools to help with research and drafting, for example to summarize long documents, organize notes, suggest outlines or improve wording. AI tools can get things wrong, so we treat what they produce as a starting point, never as a source.

• Every article is reviewed and edited by a human editor before it is published.
• Facts, figures and quotes are checked against primary sources, not taken from an AI tool’s output.
• Analysis and conclusions come from people, not AI tools.
• We do not use AI to invent quotes, sources, data or experiences, or to create images presented as real photographs of people or events.

A human editor is responsible for everything we publish.

Corrections

We sometimes make mistakes. When we do, we fix them openly.

• If we get a fact wrong, we correct it as quickly as we can.
• If the error is significant, such as a wrong figure, date or name, or a mistake that changes the meaning of an article, we add a note to the article explaining what we corrected and when.
• Small fixes, such as spelling or grammar, may be made without a note.
• We do not quietly remove or rewrite articles to hide mistakes.

If you think something we published is wrong, please tell us through our contact page. Include a link to the article, what you think is incorrect and, if you can, a source. We review every correction request we receive.

Updates and dating

Business and markets change quickly, so we date our work and keep it current.

• Articles show the date they were first published. When we make a meaningful update, we show the date of that update too.
• We update articles when key figures, rates, rules or regulations change, or when new data changes the picture.
• We do not change the date on an article just to make it look fresh. An updated date means the content was actually reviewed, and changed where needed.
• News stories reflect what was known when they were published. If a story develops, we may update it and say so, or publish a follow-up.

Contact us

Tips, questions, feedback and correction requests are welcome through our contact page. We read every message, even if we cannot reply to all of them.